Privacy Policy & Legal Disclosures
Nu-Key Realty Ltd., Brokerage • Mike Mifsud, Broker of Record • Effective as of October 2026
1. Commitment to Client & Consumer Privacy
Nu-Key Realty Ltd., Brokerage ("Nu-Key Realty", "we", "us", or "our") respects the privacy of homeowners, buyers, and visitors to our web properties (including 1percentrealtors.ca and affiliated lead-generation pages). We comply with the Personal Information Protection and Electronic Documents Act (PIPEDA), Ontario real estate regulations administered by the Real Estate Council of Ontario (RECO), and Canadian Anti-Spam Legislation (CASL).
This Policy explains how we collect, use, disclose, and safeguard personal information submitted through our website, commission calculators, and seller inquiry forms.
2. Personal Information Collected
When you request a home valuation, commission savings calculation, or custom selling strategy, we collect information you voluntarily provide, including:
- Contact details: first name, last name, email address, and mobile telephone number.
- Property details: municipal address, city, estimated property value, property type (e.g., detached, semi-detached, condo), and desired selling timeline.
- Representation status: whether the property is currently under contract or listed with another real estate brokerage.
- Technical and usage data: browser type, device information, IP address, and cookie/session identifiers used to track form interaction and deliver responsive service.
3. Communications & AI Assistant (Sarah) Interaction
By checking the consent box on our seller inquiry form, you grant explicit consent for Nu-Key Realty Ltd., Brokerage, Broker of Record Mike Mifsud, and our automated AI assistant ("Sarah") to contact you regarding your real estate inquiry by telephone call, SMS text message, and email.
4. RECO Regulatory & Commission Disclosures
Brokerage Representation: Real estate services are provided through Nu-Key Realty Ltd., Brokerage, registered under the Trust in Real Estate Services Act (TRESA) and regulated by the Real Estate Council of Ontario (RECO). Mike Mifsud is the Broker of Record.
Commission Structure: In compliance with Ontario regulations, all commissions, fees, and broker remuneration are fully negotiable. There are no fixed, standard, or government-mandated commission rates in Ontario.
1% Sell & Buy Program Eligibility: The promotional 1% listing-side commission is a conditional incentive for qualifying homeowners who both sell their current home (minimum selling price $800,000 CAD) and purchase a replacement property (minimum purchase price $650,000 CAD) through Nu-Key Realty Ltd., Brokerage as the buyer representative, with the replacement purchase closing on or before the closing date of the property being sold. The qualifying listing-side commission is 1% of the final selling price, with a minimum of $8,000, plus applicable HST. Nu-Key Realty must receive or become unconditionally entitled to buyer-side remuneration of at least 2% of the replacement property’s purchase price, excluding HST. If a qualifying replacement purchase is not completed on or before the sale’s closing date, the agreed listing-side commission is 2% of the final selling price, plus applicable HST. For sell-only clients, commission arrangements are negotiated individually. All commissions and services are negotiable and governed by the written listing and buyer representation agreements.
Cooperating Buyer Brokerage: Any commission offered to a cooperating buyer brokerage is additional, determined in agreement with the seller, and clearly recorded in the written listing agreement.
No Solicitation: If your property is currently listed with another brokerage, or you are under an active buyer representation agreement, this communication and website are not intended as a solicitation.
5. Privacy Officer & Brokerage Contact
If you have any questions about this Privacy Policy, wish to review or update your personal information, or wish to withdraw consent, please contact:
Nu-Key Realty Ltd., Brokerage
Attention: Mike Mifsud, Broker of Record & Privacy Officer
Telephone: 705-321-0132
Email: mike@brokermike.ca
Serving: Barrie, Simcoe County and the Greater Toronto Area
